Privacy Policy

Commitment For Protecting Your Privacy

Using our service means that you’ve read and agreed to what’s written here, so please take a moment to go over it.

We will never, EVER, sell your data to others, or use it for purposes other than our main business.

Keeping your personal information secure is incredibly important to us, and we invest a lot of effort in protecting it.

We only collect information in accordance with the applicable data protection law that we’ll need to conduct our business, improve our products, provide adequate pricing, help us with marketing and prevent fraud.

For that, we may collect data such as general location, network information and other indicators.

What information do we collect about you?

We collect information about you when you register with us, contact us or place an order for our services. We also collect information when you voluntarily complete customer surveys, provide feedback and participate in competitions.

Website usage information is collected using cookies. Further details on our use of cookies is set out below.

How will we use the information about you?

We use your personal information to send you a quote, process your order (such as your name, postal address and e-mail address), demographic profile information (for instance, your postcode and age), to manage your account, and if you agree, to contact you by email, via social media, SMS, post or telephone, about other products and services we think may be of interest to you.

We use your information collected from the website to personalise your repeat visits to our website.

We shall use your personal information for: a) performing the services which you have requested; b) for delivering any prizes or discounts which you may be entitled to through promotions or competitions run by us or our partners; c)for any regulatory or legal purposes imposed on us (for instance for reporting to the Financial Conduct Authority); d) for informing you about other services and products provided by us or our partners which may be of interest to you(where you have provided your consent).

You have the right at any time to stop us from contacting you for marketing purposes and you can mange these preferences from your Account.

Some or all of the information you supply to us in connection with your insurance proposal may be passed to third parties including: a) insurance and other companies for underwriting, claims and premium collection purposes; b) service providers (such as our partners in order to redeem any promotional offers or for us to run a promotion); c) credit reference agencies; d) other sub-contractors who may assist us in providing the services requested from you; and e) to our partners for marketing purposes (where you have provided your consent). Where a partner processes your information for their own purposes(for instance when redeeming a promotional offer) you should refer to such partner’s own privacy policy.

In processing your order, we may send your details to, and use information from credit reference agencies, fraud prevention agencies and other companies for use in credit decisions and to pursue debtors. If you apply to us for insurance, we will also pass your details to the insurer. Information provided by you may be put onto a register of claims and shared with other insurers to prevent fraudulent claims.

Wherever possible we will not transfer your information to countries outside of the European Economic Area (EEA), but we will use a UK Service Partner to process specific insurance registration forms. They will use their internal resource outside located outside of the EEA to complete this service, but your information will remain in the UK and activity will be completed through remote log-in. Where we do transfer your information outside of the EEA we shall putin place suitable safeguards to ensure the protection of your information.

Automated Decision Making

We will look to automate decisions within our processes where it is possible, and you will have the right to the reasoning behind any decisions taken by these automated means (e.g. the result of declarations made during any online application). Where you do not wish us to take any automated decisions using your personal information, you must contact us at team@rubber-ring.co.uk, or write to us at: Data Protection Administration, Rubber Ring Insurance, Beehive Lofts, Jersey Street M4 6JG.

Marketing

We would like to send you information about our product and services, carefully selected partners and other companies in our group, which may be of interest to you and where you have consented to receive marketing. You have right at any time to stop us from contacting you for marketing purposes or sharing your information with other members of the group or partners and you you can mange these preferences from your Account. Unless we hear from you otherwise, we shall keep you informed of any promotions, discounts or other products and services from the Rubber Ring that we may think may be of interest to you for up to 36 months from your last interaction with us. Following such period, we shall assume that you are no longer interested in such promotions, discounts or other products and services.

You have right at any time to stop us from contacting you for marketing purposes or sharing your information with other members of the group or partners and you you can manage these preferences from your Account.

Unless we hear from you otherwise, we shall keep you informed of any promotions, discounts or other products and services from the Rubber Ring that we may think may be of interest to you for up to 36 months from your last interaction with us. Following such period, we shall assume that you are no longer interested in such promotions, discounts or other products and services.

Access to your information and correction

You have the right to request a copy of the information that we hold about you. If you would like a copy of some or all your personal information, please email us at team@rubber-ring.co.uk, or write to us at: Data Protection Administration, Rubber Ring Insurance, Beehive Lofts, Jersey Street Manchester M4 6JG.

We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.

Cookies

We confirm the use of cookies and by using this site you accept the conditions of our Cookie Policy. If you prefer not to have cookies stored on your computer, you may change your browser settings to either refuse all cookies, or to ask you if you wish to accept a cookie each time a website tries to store one. Please refer to our Cookie Policy for further information. If cookies are blocked, you may not be able to use all functions of this Website.

Children

If you are aged 13 or under‚ please obtain your parent or guardian’s permission prior to providing any personal information to us. Children without this consent should not provide us with such information.

Dealing with other people

To comply with data protection legislation, the request of many of our policyholders and to make the managing of your policy more convenient, it is our procedure to deal only with the person named on the policy. If you would like someone else to be able to deal with your policy for you on a regular basis, please let us know. In some exceptional circumstances, we may also deal with other people who call us on your behalf. If at any time you would prefer us to deal only with you, please call to let us know on 0161 533 0803

In dealing with other people on your behalf we will need to process their personal information, please ensure you have the permission for us to process their information for such purposes to enable them to deal with your policy.

Security

Rubber Ring employs up to date technology to protect against the loss, misuse or alteration of information under our control. Our internal procedures cover the storage, access and disclosure of information in accordance with data protection legislation. Please note that e-mails are not 100% secure. We advise that you take this into account before e-mailing personal and confidential information to us. If you send information by e-mail to us, you are doing so at your own risk.

External Links

Rubber Ring accepts no responsibility for the content or privacy practices of any site to which a hypertext link from this site exists. The links are provided “as is” with no warranty, express or implied for the information provided within them.

Contacting Us

If you have any queries about this website we can be contacted by:

Email: team@rubber-ring.co.uk

Post: Rubber Ring Insurance, Beehive Lofts, Jersey Street Manchester M4 6JG.

How to report a concern

If you have a concern about how your information is being used and our data practices, we ask that you contact Rubber Ring at team@rubber-ring.co.uk, or write to us at: Data Protection Administration, Rubber Ring Insurance, Beehive Lofts, Jersey Street Manchester M4 6JG.